Blend the cottage cheese, eggs, milk, maple syrup, and vanilla until smooth and creamy.
Whisk the oat flour, chocolate protein powder, cocoa powder, baking powder, and salt in a bowl.
Stir the cottage cheese mixture into the dry ingredients just until combined. Fold in the dark chocolate chips and rest the batter for 5 minutes.
Whisk the peanut butter, maple syrup, hot water, and salt until smooth and pourable. Set the drizzle aside.
Heat a nonstick skillet over medium-low heat and coat it with a thin portion of the avocado oil. Add 1/4 cup batter for each pancake.
Cook for 2 to 3 minutes, until the edges are firm and the centers begin to bubble. Turn and cook for another 1 to 2 minutes, adding the remaining oil between batches.
Drizzle the warm chocolate cottage cheese pancakes with the peanut butter sauce and serve immediately.