Blend the cottage cheese, eggs, milk, maple syrup, and vanilla until creamy and smooth.
Whisk the oat flour, cocoa powder, protein powder, baking powder, and salt together. Stir in the blended cottage cheese mixture until the batter is evenly combined.
Mix the Greek yogurt, coconut, pecans, maple syrup, and vanilla in a bowl. Let the mixture stand for 5 minutes so the coconut softens slightly.
Heat a lightly greased skillet over medium-low heat. Cook the pancakes in small portions until the surface bubbles and the edges are set.
Flip the pancakes and cook for another 1 to 2 minutes until tender in the center.
Spread the coconut pecan topping between the pancakes and over the stack. Scatter the chocolate chips over the top.