If you have some cottage cheese in the fridge and a couple of very ripe bananas on the counter, this is the recipe to make.

These cottage cheese banana chocolate chip squares are soft, a little chewy, and just sweet enough.
The cottage cheese is the secret here. Once it’s blended smooth, it disappears into the batter and keeps the squares moist without any heavy oils.

You also get a nice tender texture that plain oat bars usually don’t have.
They come together in one bowl and a blender, so cleanup is simple.
Cut them into squares and keep a few around for breakfast or an easy snack later.
Why I Love This Recipe
Naturally Sweet – Ripe bananas and a splash of maple syrup give these squares a cozy sweetness without loading up on refined sugar.
Soft and Chewy – Every bite has that tender, chewy texture that makes them feel like a real treat instead of a boring snack.

Melty Chocolate Chips – The mini chocolate chips melt into little pockets of sweetness that make these squares hard to put down.
Super Simple Steps – You just blend, stir, and bake, so even a total beginner can make these without any stress.
The Ingredients
- 1 cup Cottage Cheese
- 2 Very Ripe Bananas
- 2 Large Eggs
- 1/3 cup Maple Syrup
- 1 teaspoon Vanilla Extract
- 1 1/2 cups Rolled Oats
- 1/2 cup Oat Flour
- 1 teaspoon Baking Soda
- 1/2 teaspoon Ground Cinnamon
- 1/4 teaspoon Fine Salt
- 1/2 cup Mini Chocolate Chips
How to Make This Recipe
Step 1
Preheat the oven to 350 F and line an 8-inch square baking pan with parchment paper.
Step 2
Blend the cottage cheese, bananas, eggs, maple syrup, and vanilla extract until smooth.
Step 3
Stir the rolled oats, oat flour, baking soda, cinnamon, and salt together in a large bowl.
Step 4
Pour the blended cottage cheese mixture into the dry ingredients and stir until combined. Fold in the chocolate chips.
Step 5
Spread the batter evenly in the prepared pan and bake for 25 to 30 minutes, until the center is set.
Step 6
Cool the squares completely before cutting them so they hold together with a soft, chewy texture.

Quick Tips
Use Really Ripe Bananas
The bananas should have plenty of brown spots on the peel before you use them. That’s when they’re at their sweetest and softest.
Ripe bananas blend up smooth and add natural sweetness, so you won’t need to add any extra sugar. If your bananas are still yellow and firm, the squares will taste bland and won’t have that nice banana flavor.
Blend the Wet Mix Until It’s Fully Smooth
Don’t rush the blending step. You want to keep going until the cottage cheese is completely smooth with no lumps left.

If you leave little bits of cottage cheese in the mix, you’ll get chewy white spots in your finished squares. Blending it all the way gives you a smooth, even batter that bakes up nicely.
Make Your Own Oat Flour
If you don’t have oat flour on hand, you can make it easily. Just take some extra rolled oats and blend them in a blender or food processor until they turn into a fine powder.
From my experience, measuring the oats after you blend them gives you the most accurate amount. So blend a little extra and measure out your 1/2 cup once it’s ground up.
More Favorites
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- Cottage Cheese Protein Fudgy Brownies
- Cottage Cheese Protein Blueberry Crumble Muffins
- Cottage Cheese Protein Cinnamon Roll Cheesecake Bars
- Cottage Cheese Protein Chocolate Mousse
Quick Answers
Can I taste the cottage cheese in these squares?
No, once you blend the cottage cheese with the bananas and eggs it melts right into the batter and disappears completely.
What you are left with is a soft, moist texture and a gentle sweetness, so nobody will ever guess cottage cheese is in there.
Cottage Cheese Banana Chocolate Chip Squares
Ingredients
- 1 cup Cottage Cheese
- 2 Very Ripe Bananas
- 2 Large Eggs
- 1/3 cup Maple Syrup
- 1 teaspoon Vanilla Extract
- 1 1/2 cups Rolled Oats
- 1/2 cup Oat Flour
- 1 teaspoon Baking Soda
- 1/2 teaspoon Ground Cinnamon
- 1/4 teaspoon Fine Salt
- 1/2 cup Mini Chocolate Chips
Equipment
- blender
Instructions
- Preheat the oven to 350 F and line an 8-inch square baking pan with parchment paper.
- Blend the cottage cheese, bananas, eggs, maple syrup, and vanilla extract until smooth.
- Stir the rolled oats, oat flour, baking soda, cinnamon, and salt together in a large bowl.
- Pour the blended cottage cheese mixture into the dry ingredients and stir until combined. Fold in the chocolate chips.
- Spread the batter evenly in the prepared pan and bake for 25 to 30 minutes, until the center is set.
- Cool the squares completely before cutting them so they hold together with a soft, chewy texture.