If you like the mix of chocolate and peanut butter, these baked oats are for you. They taste like a treat but work great as breakfast or a snack.

The secret ingredient here is cottage cheese. It blends right into the batter and adds a creamy texture without changing the flavor.
It also makes these baked oats high in protein, so you stay full for longer after eating a slice.

Everything goes into a blender, then into a baking dish. No fancy steps and no need to be good at baking.
Once they cool down a bit, the center turns soft and fudgy. That’s the best part, so try not to skip the resting time.
Why I Love This Recipe
Rich Chocolate Flavor – Cocoa and dark chocolate chips give these baked oats a deep, satisfying chocolate taste.
Classic Peanut Butter Pairing – Creamy peanut butter adds a nutty richness that tastes wonderful with chocolate and banana.

Fudgy and Tender – The soft center and melted chocolate chips make every serving feel like a warm brownie.
Plenty of Protein – Cottage cheese, eggs, oats, and peanut butter make this a filling high protein breakfast.
The Ingredients
- 1 1/2 cups Low-Fat Cottage Cheese
- 2 Large Eggs
- 1 medium Ripe Banana
- 1 cup Old-Fashioned Rolled Oats
- 1/4 cup Natural Peanut Butter
- 1/4 cup Pure Maple Syrup
- 1/4 cup Unsweetened Cocoa Powder
- 1 tsp Baking Powder
- 1 tsp Vanilla Extract
- 1/4 tsp Fine Sea Salt
- 1/3 cup Dark Chocolate Chips
How to Make This Recipe
Step 1
Preheat the oven to 350 F and lightly grease an 8-inch square baking dish.
Step 2
Blend the cottage cheese, eggs, banana, peanut butter, maple syrup, cocoa powder, baking powder, vanilla, and salt until smooth.
Step 3
Add the rolled oats and blend for 10 seconds, just until some of the oats are broken down but the mixture still has a little texture.
Step 4
Stir in half of the chocolate chips and pour the batter into the prepared baking dish.
Step 5
Sprinkle the remaining chocolate chips over the top.
Step 6
Bake for 28 to 32 minutes, until the center is set but still slightly soft.
Step 7
Cool for 10 minutes before slicing so the baked oats become fudgy and tender.

Quick Tips
Use a Very Ripe Banana
A banana with plenty of brown spots gives these baked oats more sweetness and a stronger banana flavor without needing extra maple syrup.
Use one medium banana as written, since a much larger banana can add extra moisture and leave the center too soft.
Blend the Cottage Cheese Until Smooth
Blend the cottage cheese, eggs, banana, peanut butter, maple syrup, cocoa powder, and other wet ingredients until no visible cottage cheese curds remain.

This creates a smooth, fudgy texture and helps the eggs and cottage cheese spread evenly through the batter.
Add the Oats Last
After the wet mixture is smooth, add the rolled oats and blend for only about 10 seconds. Stop when some oats are broken down but a little texture remains.
Blending the oats too long can make the baked oats dense and pasty instead of soft and tender.
More Favorites
- Cottage Cheese Apple Cinnamon Oat Bars
- Cottage Cheese Peanut Butter Oat Cookies
- Cottage Cheese Protein Fudgy Brownies
Quick Answers
Do I need to blend the oats for this recipe?
Yes, blending the oats briefly helps create the thick, fudgy texture that makes these baked oats feel more like a chocolate breakfast bake than regular oatmeal.
Stop after about 10 seconds so some oat texture remains. Blending too long can make the finished bake denser.
Cottage Cheese Protein Chocolate Peanut Butter Baked Oats
Ingredients
- 1 1/2 cups Low-Fat Cottage Cheese
- 2 Large Eggs
- 1 medium Ripe Banana
- 1 cup Old-Fashioned Rolled Oats
- 1/4 cup Natural Peanut Butter
- 1/4 cup Pure Maple Syrup
- 1/4 cup Unsweetened Cocoa Powder
- 1 tsp Baking Powder
- 1 tsp Vanilla Extract
- 1/4 tsp Fine Sea Salt
- 1/3 cup Dark Chocolate Chips
Equipment
- blender
- 8-inch square baking dish
Instructions
- Preheat the oven to 350 F and lightly grease an 8-inch square baking dish.
- Blend the cottage cheese, eggs, banana, peanut butter, maple syrup, cocoa powder, baking powder, vanilla, and salt until smooth.
- Add the rolled oats and blend for 10 seconds, just until some of the oats are broken down but the mixture still has a little texture.
- Stir in half of the chocolate chips and pour the batter into the prepared baking dish.
- Sprinkle the remaining chocolate chips over the top.
- Bake for 28 to 32 minutes, until the center is set but still slightly soft.
- Cool for 10 minutes before slicing so the baked oats become fudgy and tender.